Pet insurance can help protect your home and family from expensive vet bills, destructive household pets, cut feet and other pet-related tragedies. You may feel like you already have insurance to cover your personal pets, but what about when your furry friends get sick or in need of a trip to the vet? Thankfully, there are affordable pet insurance options available for everyone. If you’re not aware of all of the different types of pet insurance options out there, we’re here to help. We’ve scoured the internet to find the top 10 options that will best suit your needs. From one-off monthly payments to annual options that vary based on whether you have pets or not, these policies offer a variety of payment plans and benefits. We hope this list of the best national pet insurance companies helps you make the right choice for your pup or cat this holiday season. Keep reading to discover more details on our favorite offers…
What is Pet Insurance?
As the name suggests, pet insurance is coverage you have for your four-legged friends. It’s not just for cats and dogs—any animal can benefit from pet insurance. The coverage helps protect you and your family from expensive vet bills, destructive household pets, and even loss due to animal-related hazards. The coverage varies from company to company, but typically covers boarding, medication, predicted costs for surgery, and other treatments your pet may need in a given year. Most will also cover basic living expenses such as food and litter boxes, as well as any preventative coverage you may need.
Why is Pet Insurance Important?
Pets affect us in unique ways, and having pet insurance can help protect your home and loved ones. They can also help pay for medical costs if your dog or cat has a health issue. When you have pet insurance, you know you’re covered if something unexpected comes up. This coverage can make pet insurance a smart investment for you and your pet.
Types of Pet Insurance You Can Get
There are many types of pet insurance available, and each has its own set of advantages and disadvantages. The following are the main types of pet insurance you can find:
One-off Monthly Payments
The Difference Between Personal And Commercial Pet Insurance
One of the biggest differences between pet insurance and homeowners insurance is the level of coverage. Homeowners insurance provides protection for your actual house, while pet insurance will cover your pets as well as any items located in your home. However, pet insurance has a few other distinctions that set it apart from homeowner’s insurance:
Medical Payment Coverage
Travel Coverage
What happens when you run out of pet liability coverage?
One of the best things about pet insurance is that there are so many options to choose from. If you have a serious accident while traveling abroad or while visiting a new environment, pet insurance can help pay for medical costs. Unfortunately, some pet insurers don’t provide coverage outside the US. If your pet doesn’t have access to veterinary care outside of the US, he or she may not be covered. What to do if you run out of pet liability coverage? It’s simple. Get pet insurance!
Bottom line
If you have a pet, or are thinking about getting one, pet insurance is a smart investment that will help protect your home and loved ones. Each type of pet insurance has its own set of advantages and disadvantages, and you’ll have to decide which one fits best with your lifestyle and pet’s needs. Make sure you’re getting the right coverage though, as some pet insurance policies only cover some types of animal care. Be sure to comparison shop and shop around to find the right fit for your family.
